Continuing care retirement communities are now expanding to assist retirees in aging at home. This approach helps manage the increasing costs associated with aging. Joan Brasier and Paul Wilczynski have joined an ‘at home’ program designed by a nearby retirement community. This allows them to remain at home with the option to move into a facility if needed.

The couple’s home in Asheville, N.C., is designed for comfortable aging. It features a thyme-lined path to the front door and a remodeled primary bath. They aim to stay there as long as possible. However, they are thinking about future care needs versus spending money on travel today.

The solution lies in a new model called ‘Continuing Care at Home.’ This provides support from retirement communities while members stay in their homes. Members can opt to move into a contracted facility as needed, with future cost controls.

In a 2024 AARP survey, about 75% of American adults expressed a desire to ‘age in place.’ Only 29% considered the traditional continuing care model. This model involves both moving and paying significant entry and monthly fees.

The at-home model has been tested for decades by some communities. Now, it’s gaining acceptance in the long-term care industry. Currently, only 37 of the nation’s 1,911 continuing care retirement communities offer this model, up from 26 a decade ago. Interest in the concept is rising, as seen in increased participation in related conferences.

Ms. Brasier, 74, and Mr. Wilczynski, 78, enrolled in Givens Choice. This is a three-year-old program by Givens Communities in North Carolina. It offers health check-ins and coaching through a geriatric care specialist. The program ensures long-term care at a fixed price.