The Impact of the Almeda Fire and Housing Scarcity In 2020, the Almeda Fire devastated the Rogue Valley in Southern Oregon, destroying thousands of homes. The aftermath was not only a barren landscape but a significant housing crisis, compounding the existing tight rental market. In Medford Estates, gutted homes stood as reminders of the disaster. […]

Mortgage rates are experiencing sudden changes in today’s economy. Predicting their direction has become challenging. For instance, the average 30-year fixed rate dropped below 6% in February 2023 for the first time since 2022. However, the Iran conflict increased Treasury yields, pushing rates back towards 6.5% by April. Rates briefly fell below 6% afterward but […]